Buying a Home? Let’s Make It Seamless.

Partnering with the Right Real Estate Professional Matters.
Choosing a knowledgeable, responsive, and experienced real estate professional is the most important step in your home-buying journey. At Chris Balmes Properties, we offer the personalized support, regional expertise, and strategic insight needed to help you find and secure your dream home.

Whether you're a first-time buyer or a seasoned investor, the following tips will prepare you for a successful, stress-free purchase.

Before You Begin Your Search

1. Get Educated on Financing Options
Understanding the basics of home loans is a powerful first step. Explore different mortgage types and talk to a trusted lender to determine which option aligns with your goals and budget.

2. Secure Pre-Approval
A quick pre-approval not only clarifies your price range—it shows sellers you’re a serious, qualified buyer, giving you a competitive edge in tight markets.

3. Know What You Want
Before touring homes, outline your must-haves vs. nice-to-haves. Consider lifestyle factors like location, commute, size, layout, yard space, and renovation needs.

4. Manage Your Credit Carefully
Avoid large purchases, new credit lines, or added debt while house hunting. Lenders assess your financial standing based on your gross monthly income—and housing expenses typically shouldn't exceed 28% of that figure.

5. Be Ready to Move Quickly
In fast-moving markets, desirable homes don’t last long. Be prepared to act decisively—and work closely with your agent to submit timely, well-structured offers.

6. Stay Connected
Fast communication is key. Ensure your agent can reach you quickly and that you're available to respond to updates, documents, or counteroffers without delay.

Before You Make an Offer

1. Submit a Strong, Competitive Offer
Craft a compelling offer that reflects current market value and demonstrates your seriousness as a buyer. A strong offer stands out in multiple-offer scenarios.

2. Include a Meaningful Earnest Money Deposit
Your deposit signals commitment. A larger deposit can give your offer more weight and increase the seller’s confidence in your ability to close.

3. Minimize Contingencies (When Appropriate)
Streamlining contingencies (e.g., sale of another property, extended inspections) can make your offer more attractive and help speed up the transaction.

4. Hire a Professional Inspector
Always schedule a professional inspection to evaluate the home’s condition. This helps protect your investment and uncovers any potential red flags before closing.

5. Review Zoning and Community Restrictions
Make sure your future home aligns with your lifestyle. Check zoning laws and any homeowner association covenants that may affect property use or modifications.

6. Request a Current Property Survey
A survey clearly defines property boundaries and can prevent future disputes with neighbors or local municipalities.

7. Clarify What’s Included in the Sale
From appliances to fixtures, confirm exactly what stays with the property—and make sure it’s written clearly into your contract.

8. Put Everything in Writing
Verbal agreements won’t protect you. Ensure every term, promise, and expectation is documented and signed by all parties.

Your Journey Starts Here

Buying a home is an exciting milestone—but it can also be complex. At Chris Balmes Properties, our experienced team is here to make the process smooth, efficient, and successful from day one.

Let’s talk about your goals. Whether you’re looking for your first home, a vacation property, or your next investment, we’re ready to help you navigate every step.